By accessing or using the website www.accesseasyfunds.com (the “Site” or “AccessEasyFunds”), you acknowledge that you have read, understood, and agree to this Privacy Policy. The Privacy Policy and the Terms collectively form a binding legal agreement between you and AccessEasyFunds Limited, including its subsidiaries and affiliated companies (collectively, “AEF”).

STATEMENT OF PRINCIPLE

  • AccessEasyFunds is a real estate commission advance company. This Privacy Policy describes the methods by which AEF collects, uses, discloses, manages, and safeguards your information, including personal information. AEF is dedicated to preserving your privacy and protecting your personal information. If you have any inquiries regarding this Privacy Policy or AEF’s privacy practices, please contact AEF by phone at (905) 707-7002 or by email at info@accesseasyfunds.com.
  • AEF will not sell or rent your personal information to any third party without obtaining your prior consent. You may contact AEF at any time to withdraw your consent for such use or disclosure of your personal information. If AEF decides to implement significant changes to the Privacy Policy, we will notify you by posting a notice on the Site for 30 days. If you do not accept the terms within this Privacy Policy or any subsequent modifications, please discontinue accessing or using the Site.

Definition of “personal information”

  • For the purposes of this Privacy Policy, “personal information” refers to any data relating to an identifiable individual, which may include their name, mailing address, telephone number, email address, date of birth, details about their deposit account at a financial institution, and any additional information disclosed in reports or documents. These may comprise credit reports provided by credit reporting agencies, which AEF may consult for verification purposes upon receiving your authorization (“Credit Agency”).

Collection of Information

  • AEF collects information from you, including your personal information, when you register for an AccessEasyFunds account, apply for our services, or access or use the Site. Please be aware that any information entered into an application form is collected by AEF and subject to this Privacy Policy.

ACCOUNT INFORMATION

‍Account

  • When you register for an account with AEF (“Account”) on the Site, we collect specific information from you, such as your full name, email address, telephone number, and brokerage name.

Log and Website Information

  • When you access or use the Site, AEF may automatically gather certain technical information about your visit. This information may include the date, time, browser type, internet service provider, IP address, device information (including device identifiers), geo-location data, computer and network performance data, the URL from which you are visiting, and your navigation history. We collect this information to customize and personalize your experience on the Site, diagnose potential issues with the Site, manage and enhance the Site, and for statistical research purposes.

Correspondence and Q & A

  • AEF may collect records of all correspondence with AEF. This includes questions, answers and other user-generated comments submitted to the Site.

Third-Party Information

  • AEF may collect personal information about third parties that you either provide to us or authorize us to collect. You are responsible for obtaining the required consent for the collection, use, and disclosure of this information to AEF.

USE AND DISCLOSURE INFORMATION

Opening an Account

  • AEF utilizes the personal information collected from you to open and maintain your AccessEasyFunds account. This includes verifying your identity, the information you provide to AEF, and determining your eligibility to become an AccessEasyFunds customer.

Account Administration

  • AEF may use your personal information to communicate with you regarding your AccessEasyFunds account, as well as to provide support and services related to AEF’s business operations.

Processing and Transferring Commission Advances

  • AEF may employ the information collected to process and transfer commission advances facilitated through AccessEasyFunds. Additionally, AEF may share this information with third-party agents that assist in processing and transferring funds for its commission advances.

Legal Issues

  • AEF may use and disclose your personal information to detect, investigate, address, and prevent fraudulent or illegal activities. We reserve the right to disclose your personal information as required by law when we believe disclosure is necessary to comply with a judicial proceeding, court order, or legal process served on us, and to defend against legal claims. AEF may be required to disclose your personal information to law enforcement, securities regulators, and regulatory authorities, such as the Financial Transactions and Reports Analysis Centre of Canada, in the context of an investigation or audit. We also reserve the right to disclose your personal information to another organization to investigate a breach of an agreement, including the Terms, and for the purposes of detecting, suppressing, or preventing fraudulent activities.

Corporate Matters

  • AEF may disclose and share your personal information to explore and/or undertake a corporate transaction, including, but not limited to, a merger, acquisition, amalgamation, IPO, reorganization, or sale of AEF. Your personal information will be used and disclosed solely for the purposes related to the transaction and will be protected by security safeguards appropriate to the sensitivity of the information.

Analysis and Research

  • AEF may use the information collected for statistical analysis and market research purposes.

Retaining Your Information

  • AEF will retain any personal information that we are required to keep under any applicable laws for the full duration of time mandated by those laws. We may also retain any personal information obtained from AccessEasyFunds account holders for the full duration of time required under applicable laws.

Third-Party Service Providers

  • AEF may transfer your personal information to third-party service providers for processing and storage. When engaging a third-party service provider, AEF ensures that the information is properly safeguarded at all times, with a comparable level of protection the information would have received if it had not been transferred. We may transfer your personal information to a third-party service provider outside of Canada. In the event that your personal information is transferred outside of Canada, the government, courts, law enforcement, or regulatory agencies of that jurisdiction may be able to obtain disclosure of your personal information through the laws of that jurisdiction.

Security Measures

  • AEF places a high priority on the protection of personal information and has implemented industry-standard security measures (firewalls, passwords, physical security, etc.) to safeguard users against unauthorized access or disclosure. Although AEF endeavors to protect users’ personal information, we cannot guarantee absolute security, as no system is entirely immune to fraud or hacking. In the event of a data breach, AccessEasyFunds will notify users at the earliest reasonable opportunity and promptly apply remedial measures. Neither AEF nor any of its officers, directors, employees, consultants, representatives, agents, successors, or assigns may be held liable for theft, illegal use, unauthorized disclosure, loss, or the alteration or destruction of information by a third party.

Electronic Signatures

  • Please be aware that AccessEasyFunds’ technology includes the use of electronic signatures, and AEF collects images of these electronic signatures. The collection and use of such signatures are subject to the application of this Privacy Policy.

Your Rights

  • If you do not agree with the collection, use, and disclosure of your personal information as outlined in this Privacy Policy, please refrain from accessing or using this Site, submitting any application, or utilizing AEF services in any manner.
  • You can correct any inaccurate or out-of-date personal information by contacting AEF by telephone at (905) 707-7002 or by email at info@accesseasyfunds.com.
  • Upon registering for an Account, you will be asked to consent to communications from AEF, which may include promotional emails and advertising. Please note that you may unsubscribe from AEF’s contact list at any time by contacting us by telephone at (905) 707-7002 or by email at info@accesseasyfunds.com.

Deletion of Account Information

  • If you are an AccessEasyFunds client who has engaged in business activities, we are required to retain your records for a period of 7 years from the date the record was created, in compliance with relevant laws and regulations.
  • For clients or prospective clients who have registered for an Account but have not conducted any business activities, you may submit a written request by email to info@accesseasyfunds.com to have your personal information deleted from our systems..

Other Questions

  • Should you have any questions, concerns, or complaints regarding this Privacy Policy, please do not hesitate to contact AEF by telephone at (905) 707-7002 or by email at info@accesseasyfunds.com. AEF will clarify, if applicable, our complaint handling process and assist you in resolving the issue. If a complaint is found to be justified, AEF will take appropriate measures, including, if necessary, amending our practices and methods as outlined in this policy.