FAQs

Q: What type of real estate deals do you advance commissions on?
A: We advance on residential resales and leases; commercial sales and lease; industrial sales and leases as well as new home and new/pre-construction condo sales.

Q: At what stage can I advance my commission?
A: Any time after your deal goes firm right up to the day prior to closing?

Q: Where is your service available?
A: We advance all across Canada with the exception of Quebec, New Brunswick & Nova Scotia.

Q: How quickly can my advance get processed?
A: Extremely fast: Our commitment is to send you an advance contract within one hour of receiving your complete application package. Provided we receive our advance contract duly signed by 4:30pm EST Monday to Thursday, you will receive funding directly in your bank account overnight or the next morning depending on your banking institution.

On a Friday or any day preceding a banking holiday, provided we receive our advance contract duly signed by 1:00pm EST, you will receive funding directly in your bank account prior to midnight that night. Contracts received by 4:00pm EST will receive funding directly in your bank account the on the Monday morning or the next business morning.

(Some delays may occur if your account is not with one of Canada’s top tier financial institutions)

Q: Will I be treated with the utmost confidentiality?
A: Our AccessEasyFunds representatives will treat your information with absolute discretion, confidentiality and privacy.

Our online submission process is completely secure. Your information remains with us, and will never be sold as data to another vendor. (Also please view our Privacy Policy) ***SEP Link to Privacy policy

Q: Is there a minimum size commission that you advance?
A: No. No dollar value or time period to closing is too small for us. We do not charge a minimum fee.

Q: Is there a maximum size commission that you advance?
A: No*.

Q: Are there any reserve holdbacks?
A: No. Our rates are highly competitive with no hidden costs!

Q: Are there any admin fees?
A: No. Our rates are highly competitive with no hidden costs!

Q: Are there any application fees?
A: No. Our rates are highly competitive with no hidden costs!

Q: How much does a Commission Advance cost?
A: We charge a flat daily rate with no hidden fees, to view our current rates please click here

Q: Do you advance brokers of record?
A: Yes*.

Q: What happens if my deal doesn’t close?
A: We do recognize from time to time that a deal may not close. Whilst our contract will provide for this, our goal will be to work out an amicable solution with you to provide a repayment of the funds so this does not disrupt your business.

Q: Do you advance on commercial/industrial deals?
A: Yes*.

Q: Do you advance on New/Pre-Construction deals?
A: Yes*. Provided there is no claw-back clause in the co-op commission agreement

Q: Can I advance more than one deal at a time?
A: Yes*. That’s no problem. We have no maximums on the number of advances outstanding at any time.

Q: Can I repay an advance before closing?
A: Yes – all our advances can be paid back early without penalty!

Q: Can I have both a Micro-Loan and a Commission Advance?
A: No. The Micro-Loan is offered to bridge you between firm deals.

Q: How much of my commission can I Advance?
A: Up to 90% on residential resale deals.
Up to 80% on all other deals.

Q: Do you advance in the Unites States?
A: No.

Q: How quickly can I get my advance processed?
A: You can have funds deposited into your account the same day provided that we receive all the required paperwork within sufficient time to process*

Q: Are your advances restricted to a closing within 90 days?
A: Unlike other advance companies, we have no restriction on the timing to closing. We will consider all deals, even if there is a long closing*

Q: Do you require a minimum size deposit?
A: Unlike other advance companies we do not require a minimum size deposit. We understand that each deal is unique, and we will consider each and every deal accordingly.

*Subject to Qualification and Banking Processes